Are you facing unpaid bills? Your debtor is in Poland and you do not know how to recover your money? TCM BELGIUM will be pleased to assist you in this task.

TCM BELGIUM is part of the TCM Group International and works closely with the Debtus collection office in Poland. Debtus is a member of TCM Group and Debtus founder Mr. Hubert Czapinski is also Chairman of the TCM Group.

Debtus has a thorough knowledge of Polish economic policy and the local legal system. More than 98% of the files entrusted to them are solved amicably.

How does the recovery procedure in Poland work?

Poland is very protective of the personal data of its inhabitants. No information is available and no investigation can be made. It is therefore important to provide us with any information you have about debtors.

Polish legislation is more flexible about company data. There are official publications (balance sheets, real estate, etc.) but only for a few types of companies. In practice, at least 50% of companies do not comply to their obligation or update their data.

DEBTUS stands out in Poland by sending visitors to the debtor’s home. This makes it possible to check whether the debtor is at the address you possess if he does not respond to the various attempts of our partner (letters, emails, phone calls, …).

DEBTUS, like TCM BELGIUM, works under to the “no cure no fee” principle, that means that you benefit from the highest level of professionalism and motivation of our staff and you are assured of a service that puts your needs in the foreground. In case of an amicable recovery, no administrative or other charges are added.

The amicable procedure has failed, what can I do?

Unfortunately, the amicable procedure can fail (in 2% of cases). The debtor remains insensitive to the interventions of our partner? Or does he simply refuse to pay? No worries, DEBTUS will assist you in legal proceedings. What are the procedures in Poland?

The “European Small Claims Procedure” and the “European Payment Order” procedure apply.

Alongside these European procedures, we have local procedures (Commercial Court or accelerated procedure for sums under € 2,330.00) accompanied by seizures if the debtor persists in not paying.

The legal payment order is the most commonly used procedure for unpaid claims. This procedure is introduced by application and must be accompanied by all original documents supporting the debt. The Polish courts also require that documents must be translated into Polish. The debtor has 14 days to challenge the debt. If he does, or if the judge decides that the documents provided are not sufficient, the procedure can turn into a classical procedure (contradictory debate). If the legal payment order is successful, the decision will amount to a final judgment.

To initiate such action, several documents will be requested (original version). The documents differ depending on whether the debtor is an individual (debtor contact details, invoices, documents proving the claim, etc.) or a company (company form, company details, VAT number, invoices, purchase orders, account statement, …).

How much will legal proceedings cost me?

The usual costs of proceedings amount up to 5% of the claim with a maximum of € 23,305.00. The losing party pays these costs in the end. Lawyers’ fees can sometimes be borne by the debtor without exceeding € 10,068.01.

For the legal payment order procedure, the costs of proceedings may be only 1.25% of the amount claimed in the case where the debtor does not contest the order to pay. In case of dispute, the remaining 3.75% must be paid and the procedure will become a standard procedure.

DEBTUS proposes a lump sum for lawyers’ fees. This amount will depend on the amounts claimed and may be charged to the debtor in case of victory.

TCM and DEBTUS, your Polish solution

You find yourself in one of the above-mentioned situations? Trust us and do not hesitate to send us your cases. Do not forget that the prescription in Poland for unpaid bills is only 2 years.

The Polish parliament is working on a new legislation whereby all prescribed claims will be automatically rejected and the friendly procedures for recovering such claims will be limited or even forbidden!

Do not hang around, we may have the solution to your problems!

Are you facing unpaid bills? Your debtor is in Poland and you do not know how to recover your money? TCM BELGIUM will be pleased to assist you in this task.

TCM BELGIUM is part of the TCM Group International and works closely with the Debtus collection office in Poland. Debtus is a member of TCM Group and Debtus founder Mr. Hubert Czapinski is also Chairman of the TCM Group.

Debtus has a thorough knowledge of Polish economic policy and the local legal system. More than 98% of the files entrusted to them are solved amicably.

How does the recovery procedure in Poland work?

Poland is very protective of the personal data of its inhabitants. No information is available and no investigation can be made. It is therefore important to provide us with any information you have about debtors.

Polish legislation is more flexible about company data. There are official publications (balance sheets, real estate, etc.) but only for a few types of companies. In practice, at least 50% of companies do not comply to their obligation or update their data.

DEBTUS stands out in Poland by sending visitors to the debtor’s home. This makes it possible to check whether the debtor is at the address you possess if he does not respond to the various attempts of our partner (letters, emails, phone calls, …).

DEBTUS, like TCM BELGIUM, works under to the “no cure no fee” principle, that means that you benefit from the highest level of professionalism and motivation of our staff and you are assured of a service that puts your needs in the foreground. In case of an amicable recovery, no administrative or other charges are added.

The amicable procedure has failed, what can I do?

Unfortunately, the amicable procedure can fail (in 2% of cases). The debtor remains insensitive to the interventions of our partner? Or does he simply refuse to pay? No worries, DEBTUS will assist you in legal proceedings. What are the procedures in Poland?

The “European Small Claims Procedure” and the “European Payment Order” procedure apply.

Alongside these European procedures, we have local procedures (Commercial Court or accelerated procedure for sums under € 2,330.00) accompanied by seizures if the debtor persists in not paying.

The legal payment order is the most commonly used procedure for unpaid claims. This procedure is introduced by application and must be accompanied by all original documents supporting the debt. The Polish courts also require that documents must be translated into Polish. The debtor has 14 days to challenge the debt. If he does, or if the judge decides that the documents provided are not sufficient, the procedure can turn into a classical procedure (contradictory debate). If the legal payment order is successful, the decision will amount to a final judgment.

To initiate such action, several documents will be requested (original version). The documents differ depending on whether the debtor is an individual (debtor contact details, invoices, documents proving the claim, etc.) or a company (company form, company details, VAT number, invoices, purchase orders, account statement, …).

How much will legal proceedings cost me?

The usual costs of proceedings amount up to 5% of the claim with a maximum of € 23,305.00. The losing party pays these costs in the end. Lawyers’ fees can sometimes be borne by the debtor without exceeding € 10,068.01.

For the legal payment order procedure, the costs of proceedings may be only 1.25% of the amount claimed in the case where the debtor does not contest the order to pay. In case of dispute, the remaining 3.75% must be paid and the procedure will become a standard procedure.

DEBTUS proposes a lump sum for lawyers’ fees. This amount will depend on the amounts claimed and may be charged to the debtor in case of victory.

TCM and DEBTUS, your Polish solution

You find yourself in one of the above-mentioned situations? Trust us and do not hesitate to send us your cases. Do not forget that the prescription in Poland for unpaid bills is only 2 years.

The Polish parliament is working on a new legislation whereby all prescribed claims will be automatically rejected and the friendly procedures for recovering such claims will be limited or even forbidden!

Do not hang around, we may have the solution to your problems!