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Fake debt collectors

Fake debt collectors

FAKE DEBT COLLECTORSThe press regularly reports about “fake debt collectors”. This is what the type of criminals who try to deceive you are called. How to avoid the being caught?     Fake police officers and other bogus professionals of all walks of life try...

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TCM welcomes a young lawyer as credit controller (1)

TCM welcomes a young lawyer as credit controller (1)

TCM WELCOMES A YOUNG LAWYER AS CREDIT CONTROLLER (1)Recently, the few TCM Belgium colleagues present at the office received homemade cakes and soup from a new colleague. But of course, that wasn't the (main) reason she got hired. Today, we meet Jolien Caes, our most...

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5 motivations for calling a collection agency

5 motivations for calling a collection agency

5 MOTIVATIONS FOR CALLING A COLLECTION AGENCYDo you spend too much time chasing debtors, checking your cash flow and defending your reputation? Do you have too little time left to devote to your core business? Are you inhibited by the exportation risks? These are...

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Automated Electronic Debt Collection

Automated Electronic Debt Collection

AUTOMATED ELECTRONIC DEBT COLLECTION   In debt collection, as in other professions, it is tempting to believe that electronics and automation can replace humans. Is it so? How did IT invade our businesses and homes, what can it achieve and what are its limits?  ...

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Can debt collection be free of charge?

Can debt collection be free of charge?

CAN DEBT COLLECTION BE FREE OF CHARGE?"How much will it cost me?" This is probably one of the first questions you will ask yourself when considering collecting your unpaid bills. There are many “free” debt collection offers on the market. But if it's free, how do...

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Unpaid invoices during a pandemic

Unpaid invoices during a pandemic

UNPAID INVOICES DURING A PANDEMIC The measures announced by the governments following the pandemic were brutal and severe. The economic consequences will be felt for several years. What do we see for the first few months regarding unpaid invoices? What can we...

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Unfair provisions in general terms and conditions

Unfair provisions in general terms and conditions

UNFAIR PROVISIONS IN GENERAL TERMS AND CONDITIONS What would be the problem caused by unfair provisions in your general terms & conditions? In a previous post, we talked about provisions that can turn your terms and conditions into an effective weapon and shield....

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Public procurement for debt collection

Public procurement for debt collection

PUBLIC PROCUREMENT FOR DEBT COLLECTION Many creditors use public procurement to select a debt collection provider. Does this system offer all the guarantees it is supposed to offer? Let's see this in practice.   Why a public tender?   Public administrations...

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Debt collection and home working

Debt collection and home working

DEBT COLLECTION AND HOME WORKING One of the consequences of COVID-19 is the widespread increase in the use of home working. What about the debt collection industry and TCM in particular? It's all about balance.   The functional cost / benefit of teleworking...

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Internship collection agency

Internship collection agency

INTERNSHIP AT A COLLECTION AGENCY: DISTRESSING OR FULFILLING? Mathias Vanderwegen and Sarah Bruyneel are two students of UC Leuven-Limburg who have completed an internship at the debt collection agency TCM Belgium. Together they could experience for themselves whether...

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General sales conditions the essential

General sales conditions the essential

CLEVER GENERAL SALES CONDITIONS TO ESCAPE GENERALISATION You may already have experienced it: you want to apply your general sales terms and conditions and the buyer imposes his own purchase terms and conditions on you. Which ones prevail? And which provisions are...

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Costs and interests in case of default: is legal also just?

Costs and interests in case of default: is legal also just?

COSTS AND INTERESTS IN CASE OF DEFAULT: IS LEGAL ALSO JUST? Posted 1 June 2020 For at least one of our ‘battle-hardened’ credit controllers costs and interests hold no more mystery, no more terror. After all, she had to pay enough back in her student days and, in...

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Facilitate invoice recovery by inserting a QR code

Facilitate invoice recovery by inserting a QR code

FACILITATE INVOICE RECOVERY BY INSERTING A QR CODE Posted on 19 May 2020 In about 95% of cases, your customer pays you on time. All you need to do is to send them the invoice. But technical measures, like inserting a QR code on your invoice, can improve this score....

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Capital, dividend, solvency: the new Company Code

Capital, dividend, solvency: the new Company Code

CAPITAL, DIVIDEND, SOLVENCY: THE NEW COMPANY CODE Published on 5 May 2020 The new Company and Associations Code (CSA-code des sociétés et des associations), published on 23 March 2019), has extensively reshaped the legal landscape in Belgium. The solvency of a company...

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